1. Introduction
Welcome to CanadaInsures.ca ("we," "us," or "our"). By accessing or using our website, you agree to these Terms of Service ("Terms"). Please read them carefully.
2. Service Description
CanadaInsures.ca is a lead generation and insurance comparison platform that connects consumers with licensed insurance brokers and providers in Canada. We are not an insurance company or broker and do not provide insurance services, quotes, or advice.
3. User Agreement
By using our service, you:
- Must be at least 18 years old
- Agree to provide accurate, current, and complete information
- Are responsible for maintaining the confidentiality of your information
- Understand we are not an insurance provider or broker
- Consent to being contacted by insurance professionals
4. Information Collection and Use
4.1 Consumer Information
We collect personal information to:
- Connect you with insurance providers
- Process your requests
- Improve our services
- Comply with legal requirements
4.2 Data Privacy
All information is collected and processed in accordance with PIPEDA and applicable provincial privacy laws. See our Privacy Policy for details.
5. Lead Generation Services
5.1 For Consumers
- We forward your information to licensed insurance professionals
- You may receive contact from multiple insurance providers
- We do not guarantee insurance coverage or rates
- Response times may vary
5.2 For Insurance Providers
- Leads are provided on an as-is basis
- No guarantee of conversion is made
- Invalid leads will be replaced as per agreement
- Payment terms are specified in individual service agreements
11. Contact Information
For questions about these Terms:
- Email: support@canadainsures.ca
- Phone: 1-888-609-1337
12. Governing Law
These Terms are governed by the laws of Ontario and applicable Canadian federal laws.